Property Insurance Claims | Regio Pro Build

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Don't Settle for Denied or Underpaid Insurance Claims

If your home or commercial property has been affected by weather, theft, fire, or vandalism, your insurance company is supposed to help you pay for the damages. If your insurance claim has gone unpaid or underpaid, you have rights. Protect your property and get the repairs you need by working with the professional's and the team of experience attorneys.

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5 Step Texas Insurance Claim Process

To get the most out of your insurance claim, it's important to understand the Texas insurance claim process. Remember these 5 steps to ensure your Texas property insurance claim is going according to plan.

1. File a Claim

As soon as you are aware of property damage, file a claim. Swift action helps ensure you get a favorable response.

2. Meet the Adjuster

Make sure you are present when the insurance adjuster comes to inspect your property. Answer their questions and point out the damage, but don't volunteer too much information.

3. Keep the Receipts

Keep careful records of all communication between you, your insurance adjuster, and your insurance company. Record the dates, times, and names of everyone you speak to.

4. Watch the Calendar & Follow Up

Texas Insurance Codes states that the insurer has 15 days to approve or deny your claim. From there, they have 5 days to make payment. If they deny your claim, they must give you a written statement to explain their decision. Be sure to follow up with your claims adjuster to make sure your insurance company is on track to resolve your claim

5. Don't Settle

Insurance companies are in the business of making money. They want to minimize your claim. Don't let them. Read your policy and negotiate for your rights under your policy. If you know your insurance agency is underpaying your claim, get help from an experienced insurance claims defense attorney in your area.